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The FCA business interruption test case: update and workshop

25 November 2020

The FCA business interruption test case: update and workshop

CPD Certified

1 hour's CPD can be claimed for this event if relevant to your learning and development needs.

The Young Members’ Committee have partnered with specialist insurance firm Weightmans LLP, to deliver a series of webinars with unique insights dedicated to supporting career development and help to consider, digest and maximise the opportunities which are likely to arise in insurance in a rapidly changing world.


In this interactive webinar, the speakers will be considering the business interruption insurance test case, brought by the FCA (as regulator) for and on behalf of policyholders against eight insurers. The court was tasked with considering whether 21 lead policies provided cover for losses arising from COVID-19 and the government’s response to the outbreak. The FCA anticipates that the outcome of the case will impact around 370,000 policyholders. With the first instance judgment and the declarations recording the court’s findings on those 21 lead policies available, the focus has shifted to the nature and scope of any appeal.

Pamela Freeland and Sarah Irwin will provide a summary of the background and the current position in respect of the business interruption insurance test case and work through some of the key issues and policy construction points as decided in the first instance decision and provide tips on how to apply elements of the decision to other policy wordings. They will also discuss those elements of the decision that look likely to be appealed and what an appeal may mean for policyholders, insurers and the FOS who are continuing to deal with business interruption claims whilst final answers to key policy construction questions remaining unresolved.


Pamela Freeland, Associate, Weightmans LLP

Sarah Irwin, Solicitor, Weightmans LLP

By the end of this webinar members will have gained an insight into:

  • Where we are and what further developments there are likely to be in the test case
  • How to approach a review of a business interruption policy which may be similar to any of the 21 lead policies considered in the test case
  • Key themes and issues to keep in mind when considering business interruption claims in the current legal landscape

Due to the interactivity of the event, places are limited (500 places) and will be allocated on a first come, first served basis.

This webinar will be hosted on Zoom. Please familiarise yourself with their T&Cs and Privacy Statement.


Please contact Gemma Warren (020 7397 3912) with any queries regarding this event.


November 25, 2020
12:30pm - 1:30pm GMT
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The Insurance Institute of London (IIL)
+44 20 7600 1343


CPD text
1 hour's CPD can be claimed for this event if relevant to your learning and development needs.


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