In a current era of disruption, there is a growing need amongst insurers to manage emerging risks and to focus on the perennial concern over regulatory compliance. Over the last couple of months we’ve seen some interesting shifts in the market as firms try to adapt to the new normal. We’ve seen firms stop underwriting annuities, move towards illiquid assets and a host of firms employing new and innovative investment strategies as the search for yield in a low interest rate environment continues.