Tailored to the London market, this presentation from Michael J. O’Malley, David M. Holmes and Aviva Stein of Wilson Elser will cover the following:

• assessing and responding to a claim when it comes in
• how a declaratory judgment action is filed or a claim denial is issued
• what are the purposes and the necessary elements of a reservation of rights (ROR)
• what needs to be included in a ROR letter
• common pitfalls and potential legal consequences of deficient ROR letters
• an overview of an important case called Harleysville Group Ins. v. Heritage Communities, Inc.

Samples of a ‘bad’ ROR and a ‘good’ ROR will be provided. The audience will then engage in an issue-spotting exercise surrounding a fact pattern and mock policy. The audience will then break out into small groups to review and highlight potential issues to be included in an ROR.