In this LMA lecture Sarah Nicholls, A&H Customer Claims Manager, Chubb and Stephanie Gunson, A&H Claims Adjuster, Brit Insurance will provide a basic introduction to Personal Accident (PA) and the types of cover. Wynne Lawrence, Associate, Clyde and Co LLP will guide the audience through legal issues and PA policies.

This presentation will cover a foundation level of the following:

• accidental death, PTD, TTD, LOV and key man cover
• medical expenses
• typical policy exclusions and conditions
• legal background on PA policies, typical clauses and jurisdiction in the EU.

By attending you will gain a foundation level of understanding PA products and legal issues.