Mortgages: a First Time Buyer Guide and Jargon Buster!
19 October 2021
1 hour's CPD can be claimed for this event if relevant to your learning and development needs.
In this webinar organised by the IIL Young Members’ Committee, Celina Ramsey – a Mortgage Adviser with Charles Cameron & Associates, provides an insight into the current conditions within the mortgage market and explains the most important factors affecting first time buyers.
The session is suitable for anyone looking to take the first step towards owning their own home and includes information on:
How much deposit you will need to save
Mortgage types and terms
Costs and fees associated with buying a property
The importance of a good credit rating
Government initiatives – such as Help to Buy Equity Loan / Shared Ownership / Mortgage
Guarantee Scheme and Stamp Duty relief
The application process and timescales involved
How an expert mortgage adviser can help
Q&A to answer your individual questions
Learn how to manage your credit record to be in good financial shape
Understand how much you need to save to get a foot on the property ownership ladder
Understand how Government Schemes are aiming to assist First Time Buyers