In this webinar organised by the IIL Young Members’ Committee, Celina Ramsey – a Mortgage Adviser with Charles Cameron & Associates, provides an insight into the current conditions within the mortgage market and explains the most important factors affecting first time buyers.

Description

The session is suitable for anyone looking to take the first step towards owning their own home and includes information on:

• How much deposit you will need to save
• Mortgage types and terms
• Costs and fees associated with buying a property
• The importance of a good credit rating
• Government initiatives – such as Help to Buy Equity Loan / Shared Ownership / Mortgage
• Guarantee Scheme and Stamp Duty relief
• The application process and timescales involved
• How an expert mortgage adviser can help
• Q&A to answer your individual questions

Learning objectives

• Learn how to manage your credit record to be in good financial shape
• Understand how much you need to save to get a foot on the property ownership ladder
• Understand how Government Schemes are aiming to assist First Time Buyers

Speaker

• Celina Ramsay, Mortgage Advisor, Charles Cameron & Associates