Webinar: Unlocking Precision – How Granular Data Is Transforming Property Underwriting 2025

With natural catastrophe losses reaching $100bn annually, carriers, brokers, and reinsurers can no longer afford to rely on broad assumptions about property risk based on legacy data or even a property’s zip code.

Join Insurance Insider, in partnership with Moody’s, for a free webinar, 10:30 ET/15:30 GMT, Dec. 2, as we explore how property insurers, brokers, and reinsurers are leveraging more granular insights to pinpoint risk at the individual property level. Experts will reveal how new technologies are changing how property is being evaluated, priced, and positioned across multiple perils, including hurricane, severe convective storm, and wildfire. Learn about the cutting edge of underwriting risk assessment from a broad panel of industry leaders.

Discussion questions

• What granular data is available today?
• How has high-resolution imagery changed your approach to assessing property condition and risk exposure, particularly for high-cat regions?
• What are some examples of how granular property data has helped identify overlooked risks, or uncovered hidden opportunities, in either your or cedants’ portfolios?
• How close are we to ‘living risk assessment’ — a continuously monitored, real-time risk profile for every property? What needs to happen to get there?
• How can reinsurers, brokers, and primary carriers better collaborate using more granular property data for more accurate risk transfer and exposure management?
• What new technologies are you prioritizing for the next 12–24 months that might help reduce both underwriting time and loss ratios?

Panel

• John Clark, Sr. Director of Product, Property Intelligence, Moody’s
• Megan Sullivan, Regional Property Leader – West Zone, Allianz Commercial
• Joe Bonanno, Senior Vice President – E&S Property / Underwriting Manager, Northeast and Midwest, Munich Re.