Pensions in midlife – Closing the gaps that quietly shape your future

IIL Pension Webinar Series: The first of three webinars on pensions delivered by Alina Burlacu. In this first session, she explores why midlife is the most powerful moment to reshape pension outcomes and regain long-term financial control.

Midlife is when pension outcomes are quietly decided – often without people realising it. Career breaks, caring responsibilities, reduced hours, late starts and silence around pensions can create gaps that compound over time.

This workshop brings clarity to a stage of life where many feel behind, overwhelmed, or unsure where to start. Delivered through a blend of financial education, coaching and mentoring, the session helps you understand the real impact of midlife decisions, avoid common pitfalls, and spot overlooked opportunities to strengthen your future income.

You will leave feeling clearer, calmer and more confident, with simple actions you can take immediately to improve long-term financial wellbeing – without jargon, shame or overwhelm.

Learning objectives

• Understand the most common midlife pension pitfalls and how they develop
• Learn practical ways to identify gaps and opportunities in existing pensions
• Build confidence to take small, effective actions that improve long-term outcomes