At this market briefing, attendees will hear from our guest speakers on the historical definition of abuse claims, recent expansion of the definition, and the changing approach to cover.

Description

Insurers and lawyers used to be reasonably certain about what amounted to an abuse claim and whether it was covered, but this area has evolved rapidly in recent times. The “Me Too” movement, new statutory sexual offences, the impact of social media, and the effect of online bullying have all resulted in a change in public perception of what amounts to abuse. Focus is now as much on the psychological impact as the physical effect. To adapt to these uncertain and challenging times, insurers are revisiting their approach to cover and considering new policy wordings.

At this market briefing, attendees will hear from Dorothy Flower and Sian Morgan on the historical definition of abuse claims, recent expansion of the definition, and the changing approach to cover. Dorothy and Sian will explore the evolving nature of insurers’ exposure and the possible effect on policy wording. Along the way, they will describe useful claim examples and offer practical suggestions for insurers.

Speakers

• Dorothy Flower, Partner & Head of Medical & Life Sciences
• Sian Morgan, Senior Associate